Effective Date: July 23, 2026
This page provides general pre-contractual information about the financing solutions offered by Business Development Bank of Canada. The purpose of this document is to help prospective borrowers understand the main characteristics of our loan products before submitting an application.
Please read this information carefully. A personalized loan agreement containing the final terms and conditions will only be provided after your application has been reviewed and approved.
About Business Development Bank of Canada.
Business Development Bank of Canada.
Registered Office:
1874 Scarth Street, suite 1840, Regina, SK, Canada, S4P 4B3
Website: https://bdc-financial.com
Email: info@bdc-financial.com
Phone: +1 343 477 1147
Loan Products
Business Development Bank of Canada. provides online financing solutions designed to meet a wide range of personal and business financing needs.
Our financing solutions are available to eligible applicants throughout Canada, subject to approval and applicable lending requirements.
Loan Amount
Applicants may request financing between:
Minimum Amount: CAD $5,000
Maximum Amount: CAD $500,000
The amount approved will depend on the applicant’s financial profile, supporting documentation, and lending assessment.
Repayment Period
Flexible repayment terms are available from:
- Minimum: 12 months
- Maximum: 300 months
The repayment schedule is determined based on the approved loan amount and the terms set out in the final loan agreement.
Interest Rate
Business Development Bank of Canada. offers financing with a fixed annual interest rate of 3%.
The interest applicable to your loan will be clearly stated in your personalized loan agreement before you are asked to accept the financing.
Monthly Payments
Monthly instalments are calculated based on several factors, including:
- Approved loan amount
- Repayment period
- Applicable interest rate
Your exact monthly payment will be provided before any loan agreement is signed.
Loan Approval Process
The application process generally includes the following steps:
- Complete and submit the online application form.
- Provide any requested supporting documentation.
- Identity verification.
- Review of your application.
- Credit and affordability assessment, where applicable.
- Lending decision.
- Issuance of a personalized loan agreement for review and acceptance.
- Disbursement of funds following completion of all required formalities.
Required Documentation
Depending on your application, you may be asked to provide:
- Government-issued photo identification
- Proof of address
- Proof of income
- Employment information
- Bank account information
- Additional supporting documents if required
Failure to provide the requested documentation may delay or prevent the processing of your application.
Borrower’s Responsibilities
Before accepting a loan, you should carefully consider your financial situation and ensure that you will be able to meet your repayment obligations.
Borrowers are responsible for:
- Providing accurate and complete information.
- Informing us of any significant changes that may affect their application.
- Making repayments according to the agreed schedule.
Early Repayment
Borrowers may contact Business Development Bank of Canada. to inquire about early repayment options.
Any applicable conditions or fees, if any, will be clearly disclosed in the individual loan agreement before acceptance.
Important Information
Submitting a loan application does not guarantee approval.
Approval is subject to:
- Identity verification.
- Review of the information provided.
- Assessment of eligibility.
- Compliance with applicable laws and internal lending policies.
Business Development Bank of Canada. reserves the right to request additional documentation or decline any application that does not satisfy its lending requirements.
No Financial Advice
The information provided on this website is intended for general informational purposes only.
Nothing contained on this website constitutes financial, legal, accounting, or tax advice.
Applicants are encouraged to seek independent professional advice before entering into any financial agreement if necessary.
Contact Us
If you have any questions regarding our financing solutions or this pre-contractual information, please contact:
Business Development Bank of Canada.
1874 Scarth Street, suite 1840, Regina, SK, Canada, S4P 4B3
Email: info@bdc-financial.com
Phone: +1 343 477 1147
Website: https://bdc-financial.com
Cette version est cohérente avec les autres pages juridiques du site et présente les informations essentielles de manière claire, tout en évitant de transformer cette page en une offre de crédit juridiquement contraignante.